We present a new approach to retrieve Aerosol Optical Depth (AOD) from Moderate Resolution Imaging Spectroradiometer (MODIS) over the turbid coastal water. This approach supplements the operational Dark Target (DT) aerosol retrieval algorithm that currently don’t conduct any AOD retrieval in the regions with large water-leaving radiances in the visible spectrum. Over the global coastal water regions in all cloud-free conditions, this unavailability of AOD retrievals due to the inherent limitation in existing DT algorithm is ~20%. Here, we refine the MODIS DT algorithm by considering that water-leaving radiance at 2.1 μm is negligible regardless of water turbidity. This refinement, with the assumption that the aerosol single scattering properties over coastal turbid water are similar to that over the adjacent open-ocean pixels, yields ~18% more of MODIS-AERONET collocated pairs for six AEROENT stations in the coastal water regions. Furthermore, comparison with these AERONET observations show that the new AOD retrievals are in either equivalent or better accuracy than those retrieved by the MODIS operational algorithm (over coastal land and non-turbid coastal water). Combining the new retrievals with the existing MODIS operational retrievals not only yield an overall improvement of AOD over those coastal water regions, but also successfully extend the spatial and temporal coverage of MODIS AOD retrievals over the coastal regions where 60% of human population resides, and thereby, aerosol impacts on regional air quality and climate are expected to be significant.