@article{202409.0344, doi = {10.20944/preprints202409.0344.v1}, url = {https://doi.org/10.20944/preprints202409.0344.v1}, year = 2024, month = {September}, publisher = {Preprints}, author = {Arif Ali and Sardauna Abdul-sobur Dembo}, title = {Decentralized Finance (DeFi) and Its Impact on Traditional Banking Systems: Opportunities, Challenges, and Future Directions}, journal = {Preprints} }