@article{202409.1696,
	doi = {10.20944/preprints202409.1696.v1},
	url = {https://doi.org/10.20944/preprints202409.1696.v1},
	year = 2024,
	month = {September},
	publisher = {Preprints},
	author = {Joel Mark P. Rodriguez and Ma. Del Carmen G. Labong and Lourdes Q. Palallos},
	title = {The Mediation of Financial Behavior to Financial Literacy and Spending Habits of Gen Z: An Exploratory Factor Analysis},
	journal = {Preprints}
}