@article{202407.0852, doi = {10.20944/preprints202407.0852.v1}, url = {https://doi.org/10.20944/preprints202407.0852.v1}, year = 2024, month = {July}, publisher = {Preprints}, author = {Kepas Antoni Adrianus Manurung and Hermanto Siregar and Dedi Budiman Hakim and Idqan Fahmi and Tanti Novianti}, title = {Business Model and Strategy for Sustainable Lending of State-Owned Banks in Indonesia}, journal = {Preprints} }