Article
Version 1
Preserved in Portico This version is not peer-reviewed
Do Fintechs Align More with Banks or Tech Firms?
Version 1
: Received: 30 August 2024 / Approved: 2 September 2024 / Online: 2 September 2024 (10:59:36 CEST)
How to cite: Moro Visconti, R. Do Fintechs Align More with Banks or Tech Firms?. Preprints 2024, 2024090074. https://doi.org/10.20944/preprints202409.0074.v1 Moro Visconti, R. Do Fintechs Align More with Banks or Tech Firms?. Preprints 2024, 2024090074. https://doi.org/10.20944/preprints202409.0074.v1
Abstract
This study investigates the strategic unity of fintech enterprises, assessing whether their characteristics bear greater resemblance to conventional banking institutions or technological corporations. Through the evaluation of operational functions, target demographics, business frameworks, stakeholder engagements, equity market dynamics, and empirical data, the analysis indicates that fintechs exhibit a closer alignment with technology companies. The inquiry uncovers significant lacunae in the prevailing scholarly discourse, particularly regarding the examination of fintechs’ fundamental attributes and their ramifications for strategic positioning. The results not only imply that fintechs are more akin to technology firms but also underscore the increasing convergence between fintechs and tech enterprises, propelled by the incursion of Big Tech and a heightened focus on sustainability. This implies an evolving financial landscape where traditional categorizations are progressively obscured. This research is pivotal for comprehending and navigating this emergent terrain, which holds paramount importance for professionals operating within the financial and technological domains.
Keywords
Innovation; Scalability; Digital Platforms; Stakeholder Engagement; Market Behavior; Sustainability
Subject
Business, Economics and Management, Finance
Copyright: This is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Comments (0)
We encourage comments and feedback from a broad range of readers. See criteria for comments and our Diversity statement.
Leave a public commentSend a private comment to the author(s)
* All users must log in before leaving a comment
