The prediction of stock prices is a challenging task, particularly for retail investors who may lack the resources and expertise to perform sophisticated quantitative trading. This study focuses on enhancing stock price prediction for retail investors by employing advanced machine learning techniques on data from the stock exchange market. We utilize a comprehensive methodology that includes data preprocessing to handle missing values and outliers, feature engineering, cross-validation, and parameter tuning. The techniques applied include Keras Deep Neural Networks (DNN), LightGBM, LSTM, GRU, and linear regression (LR). Our proposed ensemble model, which combines time series and deep learning models, demonstrates superior performance compared to individual models. This integration of methods leads to significant improvements in prediction accuracy, providing a robust solution for retail investors.

While being a workaholic supervisor may be viewed as admirable due to their commitment to work, existing findings on its effects on subordinates are mixed. Drawing upon the principle learning perspective and activation theory, we propose a curvilinear relationship between supervisor workaholism and subordinate job performance and investigate the moderating role of subordinate social-related social media usage. Specifically, we suggest that subordinate job performance increases (decreases) as supervisor workaholism increases from low (moderate) to moderate (high) levels and that this inverted U-shaped relationship becomes flatter when subordinates have higher social-related social media usage. The results, based on a multi-source survey collected from 321 supervisor-subordinate dyads, support the predictions. Our research moves beyond linear thinking and suggests that there exists an optimal level of supervisor workaholism that maximizes subordinate job performance. We also provide insights into the ongoing debate and potential ethical concerns surrounding whether employees should use social media at work. Implications for practice and future research are discussed.

This systematic review critically examines the adoption and integration of Human Resource Information Systems (HRIS) and Artificial Intelligence (AI) in small and medium-sized enterprises (SMEs), with a focus on enhancing workforce productivity and strategic decision-making. Using the PRISMA framework, 100 research articles from reputable sources such as Google Scholar, Scopus, and Web of Science were analyzed. The analysis reveals that HRIS adoption can improve employee productivity by 29%, decision-making by 20%, and operational efficiency by 26%, highlighting its transformative impact on SMEs. The review identifies major challenges, including high implementation costs, limited IT resources, and integration difficulties with AI and machine learning technologies. Despite these barriers, integrating AI into HRIS presents significant opportunities for SMEs, fostering innovation in talent management, compliance automation, and data-driven decision-making, thus creating a competitive edge in rapidly evolving markets. Actionable insights for practitioners emphasize the need for cost-effective, scalable HRIS solutions tailored to the unique operational needs of SMEs, while researchers are urged to further explore AI-driven HRIS advancements to address current gaps in workforce engagement and performance management. This review offers a comprehensive roadmap for future HRIS innovations and underscores the strategic importance of digital transformation in human resources for sustained SME competitiveness.

Deflectometry is a key component in the precise measurement of specular (mirrored) surfaces, however traditional methods often lack an end-to-end approach that performs 3D reconstruction in a single shot with high accuracy and generalizes across different free-form surfaces. This paper introduces a novel deep neural network (DNN)-based approach for end-to-end 3D reconstruction of free-form specular surfaces using single-shot deflectometry. Our proposed network, VUDNet, innovatively combines discriminative and generative components to accurately interpret orthogonal fringe patterns and generate high-fidelity 3D surface reconstructions. By leveraging a hybrid architecture integrating a Variational Autoencoder (VAE) and a modified U-Net, VUDNet excels in both depth estimation and detail refinement, achieving superior performance in challenging environments. Extensive data simulation using Blender, leading to a dataset which we are making available, ensures robust training and enables the network to generalize across diverse scenarios. Experimental results demonstrate the strong performance of VUDNet, setting a new standard for 3D surface reconstruction. The implementation of VUDNet is available on GitHub at https://github.com/hadious/VUDNet.

Cultural differences between nations lessens the degree of commerce and interactions that are performed. This could cause degredation in economic shifts, which could alter and devestate the lives of many people.

As global economic integration and rapid technological advancements transform international business, international engineering contracting has become essential for achieving sustainable development goals (SDGs). This paper investigates the significant impact of China’s strategic initiatives, notably the "Going Global" strategy and the Belt and Road Initiative (BRI), on the operational practices of Chinese enterprises involved in overseas investments. Central to this transformation is the Engineering, Procurement, and Construction (EPC) model, which emphasizes the integration of supply chain management and stakeholder collaboration to enhance performance in international EPC projects and underscores the crucial role of these elements in promoting sustainability. Incorporating insights from social network data analysis, this study reveals that contractors collaborating with various stakeholders—such as owners/consulting engineers, domestic and foreign customs departments, and group headquarters/design parties—exhibit a high degree of similarity in personnel profiles. This suggests that the internal organizational structure and personnel allocation of contractors could be optimized to enhance operational efficiency, aligning with the collaborative patterns identified. This study addresses a critical research gap by exploring how effective supply chain management and collaborative stakeholder engagement within multinational EPC projects contribute to sustainable outcomes. Employing advanced social network analysis software, the research examines the complex interactions among stakeholders and their influence on procurement dynamics. Findings indicate that strong relational networks and strategic collaborations significantly enhance procurement efficiency and project success, underscoring the importance of supply chain integration. Ultimately, integrating supply chain management principles into the EPC model not only offers innovative perspectives for advancing sustainability in international projects but also provides actionable insights for improving project outcomes within the BRI framework. This research underscores the pivotal role of supply chain organization and stakeholder cooperation in achieving sustainability objectives, thereby enriching the discourse on sustainable enterprise operation and supply chain management in the context of global initiatives.

"Politography" refers to the study or portrayal of political events, figures, and systems. It is used to analyze political trends, to visualize data, and create a data driven narrative. Decision support tools (DST) for policy makers tend to be narrowly defined in terms of specific domain applications. In this work, we describe the design and construction of a DST related to intergroup conflict management and resolution, focused on the Israeli-Palestinian conflict. It provides a case study that can be generalized to other applications. The DST, labeled T-Politography, integrates over 9000 indicators pertaining to the Israeli-Palestinian conflict, in a hierarchical structure that begins with the specific geographical areas influenced by the Israeli-Palestinian conflict. These include geographical areas: A, B, and C in the West Bank and East Jerusalem. The designated areas have distinct legal status specified in the 1993 Oslo Accords between Israel and the Palestinians Authority (PA). The second level of the DST hierarchy consists of three domains that characterize Israeli and Palestinian levels of control, in each one of the geographic areas: security, geo-spatial, and economic. In addition, the T-Politography DST contains contextual data relevant to the Israeli and Palestinian control such as political, diplomatic, social, and legal domains. Each domain is designated as influencing either Israeli or Palestinian Authority (PA) control and is further subdivided into categories. For example, the geo-spatial domain is one of the categories covering Israeli demographics in Area C. Each category is represented by a set of specific indicators, e.g., Israeli birth rates in Area C.

As a coping mechanism to job creation and income poverty reduction, people in the rural areas are engaging in commercial farm activities commonly known as agribusinesses including tree farming. The study assessed the contribution of tree farming by smallholder farmers on livelihood assets in the study area before and after their engagement. Household survey and key informant interviews were used to collect data from 270 respondents randomly selected from 4 Wards of Njombe Distrct to include Ihanga, Iwungilo Kifanya and Lugenge which mostly practice tree farming; and 4 key informants’ interviews were done to the district officers in the Department of Agriculture, Irrigation and Cooperative. Seven out of nine livelihood asset ownerships were found to have significantly improved after farmers’ being engaged in tree farming. A paired sample ttest was conducted to evaluate the possession of assets by respondents and it was found that household assets before tree farming was (M= 1.80, SD= 0.752) and after engaging in tree farming was (M=2.00, SD= 0.199), t (269) = 8.706, p<0.0005(two-tailed). The mean increase score in houses ownership for instance was 0.2 at 95% confidence interval ranging from -0.433 to 0.033. The eta squared statistic of (0.219) indicated a strong effect on tree farmers’ livelihood in the study area and a significant improvement in livelihood assets after engagement in tree farming. It is concluded that, this activity has contributed to income poverty reduction by giving smallholder farmers a good purchasing power for the livelihood assets. It is recommended that; the government should control the market of forest related products and ensure price stability.

In today’s fast-paced technological landscape, businesses must adapt to evolving business models and harness the power of data to thrive. Small and Medium-sized Enterprises (SMEs) face significant challenges in aligning IT infrastructure with business objectives while navigating digital transformation. This systematic review, conducted using PRISMA 2020 guidelines, investigates the role of Enterprise Architecture (EA) and Information Management (IM) in driving IT growth and sustaining competitive performance in SMEs. Through a synthesis of academic research, industry analysis, and case studies from the last decade, this review identifies key frameworks—such as TOGAF, Zachman, and FEAF—that support the alignment of IT capabilities with organizational goals. The integration of IM within EA frameworks is found to enhance decision-making, resource allocation, and operational efficiency. Emerging technologies like Artificial Intelligence (AI) and cloud computing are highlighted for their transformative impact, enabling real-time data analysis, improved scalability, and enhanced agility. Our review reports that 43.44% of the studies focused on cloud-based solutions, while 24.59% adopted hybrid models, offering SMEs scalable and flexible IT infrastructures. The findings emphasize the necessity of strong governance frameworks to ensure compliance, adaptability, and long-term sustainability in a dynamic environment. This research contributes to a comprehensive roadmap for SMEs, enabling them to leverage EA and IM for sustained growth and competitive advantage in the digital era.

This study analyzed the influence of attitude toward innovation and creativity, entrepreneurial self-efficacy, and institutional support in the consolidation of an entrepreneurial culture among Peruvian university students, using the Theory of Planned Behavior (TPB) as the theoretical framework. Data were collected from 948 students through a validated 29-item questionnaire, and the data analysis was conducted using the PLS-SEM method. The results showed that both attitude toward innovation and entrepreneurial self-efficacy have a significant positive impact on entrepreneurial culture, and entrepreneurial self-efficacy acted as a partial mediator in this relationship. However, external resources and institutional support were not significant mediators between entrepreneurial intention and entrepreneurial culture. This study expands the understanding of TPB in the Peruvian context, highlighting the importance of fostering self-efficacy and an innovative attitude in students to strengthen entrepreneurial culture in universities. Educational institutions should consider these key factors when designing programs that promote entrepreneurship.

Federated unlearning represents a sophisticated evolution in the domain of machine learning, particularly within federated learning frameworks. In financial applications, where data privacy and security are paramount, federated unlearning allows institutions to selectively remove or “unlearn” specific data from trained models without compromising their overall performance and accuracy. This capability is essential for ensuring that models remain adaptable, secure, and compliant with regulatory requirements, while minimizing the need for expensive retraining. In this paper, we explore various financial applications where federated unlearning can have a significant impact, including fraud detection, portfolio management, and credit risk modeling. By allowing targeted removal of outdated, erroneous, or sensitive data, federated unlearning enhances the agility of financial models, enabling institutions to keep pace with the dynamic financial landscape. Using practical numerical examples, we demonstrate how unlearning improves model accuracy and decision-making while maintaining data privacy across distributed systems. This paper underscores the critical role of federated unlearning in addressing the challenges of modern financial institutions, offering insights into its practical applications and future potential.

This research investigates the influence of yoga on social intelligence and academic performance of business students. Employing a randomised controlled experiment with Executive MBA participants, the research explores the mediating role of mindfulness in these relationships. Results indicate that yoga positively influences social intelligence, decision-making skills as reflected in case study scores, and overall academic performance. Mindfulness is found to partially mediate these relationships, accounting for a significant portion of the observed effects. The study reveals that yoga directly contributes 43% to increased social intelligence, with improved mindfulness accounting for 57%. Similarly, yoga directly accounts for 46% of improved academic achievement, while enhanced mindfulness contributes 54%. These findings suggest that incorporating yoga into business education curricula could potentially enhance both the interpersonal capabilities and academic outcomes of students, preparing them more holistically for the challenges of the modern corporate world.

In this study, we provided an empirical testability of the FF3FM against the co-moment-augmented FF3FM using the Newey–West GMM methods to account for potential endogeneity. The results showed that value risk is not significantly priced, and systematic skewness and systematic kurtosis play more important roles in explaining asset return than market and size factors. We discovered that there is much to gain in moving from the incumbent FF3FM to the co-moment-augmented FF3FM. By extending this study to Nigeria and using out-of-sample data that span across the recent COVID-19 period, the study has contributed to existing knowledge significantly. The study concludes that the co-moment-augmented FF3FM is superior to the incumbent FF3FM in pricing assets, and the anomalies associated with the return-size risk factor relationship are reduced by accounting for systematic skewness and systematic kurtosis in the FF3FM. Therefore, we recommend that investors should take a long position in size-hedged portfolios and hold systematic skewness and kurtosis as constant, and vice visa.

The adoption of social media metrics by small and medium-sized enterprises (SMEs) has become a critical tool for engaging customers and enhancing strategic outcomes. However, many SMEs face challenges in effectively tracking and evaluating social media investments, making it difficult to assess the effectiveness of their strategies. This systematic review identifies and analyses key social media activities and performance metrics that contribute to SME strategic success. Through an extensive review of literature from Google Scholar, Web of Science, and Scopus, we selected 138 studies published between 2014 and 2024. The analysis reveals that engagement metrics (e.g., likes, shares), brand awareness (e.g., mentions), and conversion metrics (e.g., click-through rates) significantly influence organizational performance and long-term success. SMEs leveraging detailed engagement metrics reported a 25% increase in customer retention, while brand awareness metrics led to a 30% improvement in customer acquisition. The review highlights areas requiring further research, including a need for sector-specific metric analysis and a deeper understanding of emerging social media platforms. These results offer practical insights for SMEs to enhance their strategic use of social media and adapt to rapidly changing market dynamics.

The emergence of Artificial Intelligence (AI) has transformed the way historical data is interpreted, uncovering previously unseen trends and fundamentally altering modern management practices. This shift has significantly impacted the analysis of business history and leadership studies. However, there is still a notable gap in research regarding the effects of AI-driven reinterpretations of historical events on contemporary business strategies, leadership frameworks, and ethical considerations. This study aims to address this gap by exploring the methodologies and implications of AI in business history analysis, focusing on case studies of Walmart and JPMorgan Chase. Integrating foundational theories such as evolutionary theory, path dependency, transformational, and authentic leadership reveals how AI-driven insights can refine strategic planning, advance leadership development, and promote equitable management practices. It also highlights the ethical challenges in using AI for historical analysis, particularly the risks of perpetuating existing biases. Findings indicate that AI's capacity to analyze large volumes of historical data significantly reshapes our understanding of business evolution and leadership effectiveness. The study concludes with actionable recommendations for adopting ethical AI practices, outlining future research directions, including developing AI models for contextual analysis and exploring AI’s role in promoting diverse leadership models. This research advances academic discourse by providing a theory-driven framework for leveraging AI in business history and leadership studies. It underscores AI's transformative potential and complex implications for future business practices.

This paper proposes the use of Bayesian inference techniques to search for and obtain valid instruments in dynamic panel data models where endogenous variables may exist. The use of Principal Component Analysis (PCA) allows for obtaining a reduced number of instruments in comparison to the high number of instruments commonly used in the literature, and Monte Carlo Markov Chain (MCMC) methods enable efficient exploration of the instrument space, deriving accurate point estimates of the elements of interest. The proposed methodology is illustrated in a simulated case and in an empirical application, where the partial effect of a series of determinants on the attraction of international bank flows is quantified. The results highlight the importance of promoting and developing the private sector in these economies, as well as the importance of maintaining good levels of credit worthiness.

While the financial technology (FinTech) sector has revolutionized conventional banking services with technology-driven solutions, it also faces considerable cybersecurity hurdles to guard against data protection and sustain the overall financial performance. The main purpose of this paper is to identify the key cybersecurity challenges encountered by FinTech companies, such as data confidentiality concerns, complex cyber-attacks, difficulties with regulatory compliance and third-party risks or technological innovations. This also assesses the regulatory responses to those challenges, such as data privacy regulations, macroprudential regimes, industry-specific guidance and international regulatory cooperation. Through this analysis, the paper attempts to synthesize current state of cybersecurity domain within FinTech and provides suggestions for strengthening data shelter and financial stability by implementing best practices with regulatory strategies.

This article examines the complex interactions of the multiplier effect within the realm of tourism, with a specific emphasis on national parks. The main objective is to evaluate the multiplier effect within national parks, specifically focusing on Buiratau State National Nature Park in Kazakh-stan as a case study. The multiplier effect is a fundamental principle in the field of economic analysis. Economic multiplier effect is the term used to describe the occurrence when an initial infusion of spending in a certain industry leads to subsequent rounds of extra and sustainable economic activity. In the context of national parks, this phenomenon arises when visitor expendi-tures result in several favorable consequences, including increased employment, infrastructure advancement, and general economic expansion. The article seeks to measure the multiplier effect of tourism activities in Buiratau State National Nature Park through a thorough assessment. This entails examining several variables and datasets pertaining to visitor expenditure and its influ-ence. The study contributes to the existing literature by examining a recently constructed national park in a developing country. It compares the findings of this park with well-established national parks in other areas, emphasizing the distinct problems and opportunities it presents. Further-more, the research presents a methodological framework for evaluating the multiplier effect of national parks, which may be utilized in comparable contexts. This research ultimately enhances our comprehension of the economic implications of national parks and emphasizes their function as drivers for local and regional growth.

Reeling from the global supply chain crisis created by the COVID-19 pandemic, the maritime industry still faces multifaceted challenges for its sustainable survival. Those challenges include shifts in trade routes, congestion at major seaports, container shortages, volatility in fuel prices, the scarcity of skilled maritime labor, and potential technical glitches stemming from digitized maritime operations. To help the maritime industry handle these challenges, this paper identifies major drivers and deterrents that affect the efficiency of ocean carriers’ performances over time using two different versions of data envelopment analysis (DEA) models and the Malmquist Productivity Index (MPI). After evaluating the operating efficiencies of multinational ocean carriers across the globe over extended periods (pre- and post-pandemic periods), we developed a benchmark standard that can guide best-in-class sustainable maritime practices.

This study examines the impact of decentralisation on corruption levels in water utilities across central India, challenging the widely held assumption that decentralisation reduces corruption. Using experience-based measures and a natural experiment approach, the research compares corruption levels between centralised and decentralised water supply agencies Madhya Pradesh and Chhattisgarh. The study employs a longitudinal survey conducted from over five years, focusing on bribery in various aspects of water service provision. Results indicate that decentralised agencies exhibit significantly higher levels of corruption compared to centralised ones, particularly in the initial stages of decentralisation. While a gradual reduction in corruption is observed over time, the difference between decentralised and centralised utilities remains significant in the medium term. These findings contradict the simplistic view of decentralisation as a cure-all for governance issues and highlight the need for a more nuanced understanding of its effects on public service provision. The study contributes to the ongoing debate on decentralisation policies and their implications for corruption in developing countries, offering valuable insights for managers.

The study aims to explain the relationship of financial literacy with spending habits and behavior. Financial behavior is a mediator of Generation Z. Financial literacy is a very important dimension in making financial decisions, and this research highlighted the direct and indirect impacts that financial literacy exerts on spending behavior. Data is collected from 317 respondents using a structured questionnaire measuring financial literacy, financial behavior, and spending behavior. Correlation, regression, mediation analysis, and Structural Equation Modeling have been used in evaluating these relationships. Financial literacy directly reflects a strong relationship with spending behavior, and its coefficient is 1.167. Financial behavior, therefore, exercises a strong mediation effect on this relationship with a mediation coefficient of 0.797, thus indicating that financial behavior is an essential tool in successfully translating financial knowledge into responsible spending. From these findings, greater financial literacy and responsible financial behavior may increase the aggregate financial efficacy of Generation Z. Although the current study heavily focuses on the fact that financial literacy and behavior are highly associated with financial well-being, it shows that targeted financial literacy education programs on either behavior or financial literacy enhance healthier spending behavior. The scope of future studies involves considering the role of income and personality characteristics as well as an elongation of the time horizon to uncover the impact of financial literacy on shifts in the individual's financial well-being.

In an era of relentless technological change, accelerating the pace of innovation has become a critical imperative for organizations seeking to maintain a competitive edge and drive meaningful societal progress. Yet the complex, multifaceted innovation process - from ideation to commercialization - is often plagued by bottlenecks and challenges that can significantly delay the time-to-market for groundbreaking new products, services, and business models. This pioneering article represents an outstanding contribution to the burgeoning field of innovationology, offering a comprehensive, evidence-based playbook for shortening the innovation lifecycle. Drawing on an extensive review of over 180 cutting-edge academic sources, the paper maps the key stages of the innovation process - idea generation, concept development, prototyping, testing, and launch - and illuminates cutting-edge strategies that innovators can deploy to overcome common barriers and drive transformative innovations to market more quickly. From advanced idea generation techniques like design thinking and AI-powered creativity to innovative approaches to rapid prototyping, virtual experimentation, and data-driven commercialization, this seminal work equips scholars, practitioners, and policymakers with a transformative, globally-relevant toolkit for accelerating the innovation lifecycle. By synthesizing insights from a diverse array of industries and disciplines, the article establishes a new benchmark for innovationology research and empowers organizations to cultivate the conditions needed to translate visionary ideas into game-changing realities with unprecedented speed and efficiency. As the world grapples with ever-more complex, interconnected challenges, the ability to rapidly develop and scale breakthrough innovations has never been more crucial. This paradigm-shifting contribution to the field of innovationology represents a vital resource for driving the bold, disruptive changes needed to shape a more sustainable, equitable future.

This research article investigates the application of artificial intelligence (AI) in human resource management (HRM) within the Australian commercial media sector, addressing a critical gap in scholarly knowledge. Despite increasing interest in AI’s potential, there is a lack of consensus among managers and HR professionals regarding its application. Through qualitative interviews with 22 industry professionals, this study examines perceptions, understanding, and the potential for leveraging AI across key HRM functions. Findings indicate significant potential for AI to enhance HRM processes, particularly in job/work design and staffing. This research contributes to a deeper understanding of AI’s role in HRM and offers insights to optimize organizational efficiency and effectiveness in the Australian commercial media sector.

Crisis management is essential for businesses to effectively respond to, recover from, and mitigate the effects of unexpected disruptions. This study investigates factors influencing organizational resilience in Himachal Pradesh's pharmaceutical sector (India), focusing on crisis management techniques. The primary goal is to identify key components that support resilience in this industry. Data were collected using structured online and offline questionnaires, yielding 483 valid responses from a sample size of 500 across six pharmaceutical companies. Factor analysis with SPSS software identified three crucial components: "Innovations and Employee Engagement," "Organizational Resources," and "Organizational Culture and Values." Innovations and Employee Engagement" highlight the importance of fostering a creative environment where employees feel empowered to take initiative during crises. "Organizational Resources" underscore the critical role of adequate infrastructure, financial resources, and technological advancements in building resilience. "Organizational Culture and Values" emphasize the importance of shared standards, values, and beliefs in promoting cohesion and unity during adversity. By prioritizing these elements, pharmaceutical companies in Himachal Pradesh can enhance their crisis response capabilities and foster a resilient organizational culture. Implementing these insights through targeted strategies can ensure long-term viability and improve preparedness for future crises.

In this work, we explore Conjecture 1 proposed in the newly released pioneering paper “Volatility transformers: an optimal transport-inspired approach to arbitrage-free shaping of implied volatility surfaces” by Zetocha Valer, which posits that the “One-X” property is both a necessary and sufficient condition for convex order between non-negative continuous strictly increasing distributions with the same mean. We provide a counterexample demonstrating that the conjecture, as originally stated, does not hold. By examining stochastic orders, particularly the increasing convex order, and the “One-X” property, we propose an enhanced version of the conjecture which is shown to be valid. Furthermore, we discuss the implications of these findings in the context of equity implied volatility fitting and the construction of implied volatility surfaces, highlighting the challenges posed by real-market conditions. In the end, we propose several applications in implied volatility surface construction or simulation.

This paper presents a novel approach to financial network analysis by leveraging PolyModel theory. Traditional financial networks often rely on correlation matrices to represent relationships between assets, but these fail to capture the complex, non-linear interactions prevalent in financial markets. In response, we propose a method that quantifies the relationship between financial time series by comparing their reactions to a broad set of environmental risk factors. This method constructs a network based on the inherent similarities in how assets respond to external risks, offering a more robust representation of financial markets. We introduce several network topological properties, such as eigenvalues, degree, and clustering coefficients, to measure market stability and detect financial instabilities. These metrics are applied to a real-world dataset, including the DOW 30, to predict market drawdowns. Our results indicate that this PolyModel-based network framework is effective in capturing downside risks and can predict significant market drawdowns with high accuracy. Furthermore, we enhance sensitivity to smaller market changes by introducing new time-series indicators, which further improve the predictive power of the model.

This research explores the role of transparency and traceability in the agricultural food supply chain. By utilizing blockchain's decentralized and secure features, stakeholders can improve information sharing from farm to consumer, transparency and traceability issues. Real-world examples illustrate blockchain's successful application in agriculture, boosting transparency, efficiency, and trust and create immutable records, enhance visibility, and provide reliable data, while combating fraud and promoting sustainability. It also examines blockchain's impact on food safety through IoT and smart contracts, highlighting successful implementations in supply chain management, the research underscores blockchain's potential to build consumer trust in food safety, quality, and origin.

This paper explores the dynamics of political competition, resource availability, and conflict through a simulation-based approach. Utilizing agent-based models (ABMs) within an evolutionary game theoretical framework, we investigate how individual behaviors and motivations influence collective outcomes in civil conflicts. Our study builds on the theoretical model developed by Basuchoudhary et al. (2023), which integrates factors such as resource availability, state capacity, and political entrepreneurship to explain the evolution of civil conflict. By simulating boundedly rational agents, we demonstrate how changes in resource availability and state capacity can alter the nature of civil conflict, leading to different equilibrium outcomes. The findings highlight the importance of understanding individual motivations and adaptive behaviors in predicting the stability and resolution of conflicts. This research contributes to the growing body of literature on the use of agent-based models in evolutionary game theory and provides valuable insights into the complex interactions that drive civil violence.

This paper is intended to correlate the impact of leadership skills on organizations' performance, all organizations grow differently, and their growth depends mostly on positive performance from one year to another which has direct correlations to the leadership dreams, visions, foresight and aspirations for the organization. There is one thing for the leader to have vision, but the leader needs to have followership to assist in implementing their vision to make it goals which translate to performance in the organization and growth. The leadership style or management skills greatly influence how they command and motivate followership to actualize their dreams or the organizational visions and mission which results in the organization's performance. A positive leadership influence produces or actualizes a positive organisational performance that will move the organization towards the vision of the organization. Knowing the difference between a manager and a leader is pertinent in explaining the correlation between leadership and organizational performance. The understanding of these two roles provides credence to the correlation between effective leadership and organisational performance, and the understanding of the term, the use and the importance of strategic management to leadership and organizational performance. There is a wide difference between managers and leaders, which is based on personality and their approach to the resolution of challenges they are confronted with.

As the whisky industry applies circular economy principles to maximize resource utilization and minimize environmental impact, companies become exposed to several risks, which require complex assessments to ensure reliable outcomes. This study provides an organized framework to identify, prioritize and rank various risk factors commonly observed in whisky industry through the development of an Analytical Hierarchy Process (AHP) multi-criteria analysis model. Experts from 18 small European distilleries identified five main risk criteria and nineteen sub-criteria from brainstorming workplace observations, and categorized them as: environmental (5), operational (4), technological innovation (3), food safety (3) and economical (4) risks. The Analytical Hierarchy Process (AHP) approach was used to determine the weights and ranks of the main criteria and sub-criteria based on the survey responses received from experts from each distillery. The final judgements are consistent, as indicated by consistency values (CR) of less than 0.1 for all risk criteria. Unlike traditional risk assessment methods, the AHP model effectively integrates qualitative and quantitative data, aiding strategic decision-making in the whisky industry by breaking down complex problems into manageable sub-problems. Future research directions may expand the criteria and explore additional sustainable practices.

The scale of China's floating population is very large, and it is a key group that needs attention in promoting the equalization of basic public services. This study explores the impact and mechanism of adjusting the urban household registration threshold on the acquisition of citizenship status by the "rural-urban" floating population, with the household registration threshold as the link. It was found that the threshold for household registration has an impact on the willingness of rural urban migrant population to settle down from two aspects. On the one hand, a high threshold for household registration implies the unaffordability of obtaining citizenship status for the "rural-urban" migrant population, which has a significant crowding out effect on their willingness to settle down. Moreover, the high skilled "rural-urban" migrant population without housing is more sensitive to the high threshold for household registration. On the other hand, from the perspective of urban scale, the increase in the threshold for household registration has had a crowding out effect on the floating population for Type I large cities, mega cities, and super large cities. The increase in the threshold for settling in mega cities has the strongest crowding out effect on the floating population, which means that as the urban population expands, the welfare benefits enjoyed by the floating population in these cities will decrease, leading them to be more inclined to leave these cities and seek development opportunities in other cities. This study effectively answers how the threshold for household registration affects the willingness of rural urban migrant population to settle, providing mathematical support for urban development.

The purpose of this study is to investigate the effect of innovation capability on business sustainability in Nigerian small and medium enterprises (SMEs), as well as consider the effects of organizational resilience, sustainable competitive advantage, and environmental dynamism as mediators in succession. The researchers adopted a quantitative approach and collected data from 401 employees in SMEs in the Lagos Metropolitan Area of Nigeria. We conducted the analysis of the collected data using the partial least squares approach (PLS-SEM). The researcher established that innovation capabilities are beneficial in ensuring business sustainability. Findings further corroborated the importance of sustainable competitive advantage and environmental dynamism for business sustainability. Finally, the results showed that environmental dynamism is important for helping small business owners keep their businesses sustained and increase their innovation capabilities. Similarly, the indirect paths also showed that resilience organizations like SMEs play a role in the paradigm. However, businesses can benefit from this study's findings by crafting strategies that adapt more quickly to changing market dynamics and capitalize on emerging possibilities. This way, businesses may take the necessary measures to stay ahead of the competition while guaranteeing sustainability. Even though the heuristic model emphasizes originality, current research on how to successfully link innovative capacity to sustainability and build sustainability in dynamic environments is sparse.

This study investigates the impact of circular economy (CE) strategies on organizational resilience (OR) within the metal industry, focusing on a case study of a forging department in a large man-ufacturing company. The idea of the paper is to link the macroeconomic topic of circular economy (CE) with microeconomic and practical activities in the organization, exploring how CE principles can improve resource efficiency, sustainability, and organizational resilience. A systematic literature review and case study methodology were used to assess the relationship between CE and OR. The findings reveal that companies with higher circularity demonstrate better resilience, both in normal operations and during crises. Specifically, in the case study, the closure of the forging department, following a detailed analysis using the Inputs-Mediators-Outputs (IMO) model, emerged as the most sustainable option, yielding financial, environmental, and operational benefits. This decision aligned with the company’s long-term goals of energy efficiency and carbon neutrality. The research highlights the significance of integrating CE strategies with business processes to not only achieve sustainability but also to build a more adaptable and resilient organization. Future research should explore broader applications of this framework across different industries to strengthen the links between circular economy practices and organizational resilience.

Timor-Leste, since its independence in 2002, has faced challenges in managing the growing number of civil servants, currently numbering over 13,000. Civil servants are classified under two regimes: General (GCR) and Special (SCR). This classification leads to disparities in salary, benefits, promotions, and performance evaluations, creating dissatisfaction among employees in both regimes. GCR employees enjoy regular salary increases and promotions based on performance, whereas SCR employees, despite earning higher salaries, do not receive the same opportunities for career advancement. This policy paper analyses these differences and recommends abolishing the dual regime structure. It proposes a unified system where salary progression, benefits, and promotions are based on education level, service length, and performance evaluations. Additional allowances should be provided to those working in rural areas to encourage retention and equitable service delivery. Regular external monitoring and audits are essential for effective performance management. Evidence from Indonesia supports these recommendations, showing that additional allowances and strong leadership improve employee performance and discipline.

In an era where collaboration between academia and the EdTech industry is crucial for innovation, this study explores how academic profiles align with industry needs. In this study we examine the professional profiles available online of educational researchers from the Tallinn University School of Educational Sciences across the international LinkedIn, national ETIS and institutional TLU platforms, to identify how researchers market their skills that are relevant to the EdTech sector. Our findings indicate that some of the key areas such as instructional design, project management and technical proficiency that are vital for EdTech industry remain often underrepresented in academic profiles. While LinkedIn facilitates networking, it may not necessarily reach the depth needed for comprehensive representation, whereas the Estonian national research database ETIS provides rich academic details with limited industry appeal. Our suggestions call for strategic improvements in how researchers can present their expertise online, in order to improve industry-academia collaboration. By creating more precise and strategically targeted professional profiles, researchers will stand better chances to attract EdTech industry’s attention.

Purpose: This systematic review investigates the implications of Industry 4.0 technologies on supply chain visibility and operational efficiency. The primary aim is to discern the impact of technological integration on contemporary supply chain dynamics. Design/Methodology/Approach: A comprehensive search strategy identified 67 pertinent studies published between 2015 and 2023. The review adheres to systematic methodologies, employing the Critical Appraisal Skills Programme framework for quality assessment. Data synthesis incorporates qualitative and quantitative analyses to distill key themes and patterns. Findings: The review unveils the pivotal role of information visibility in fortifying supply chain outcomes, emphasizing the need for a dual investment strategy encompassing technological solutions and a collaborative organizational culture. Regional variations in supply chain practices, insights from humanitarian supply chains, and the influence of environmental factors on agility broaden the understanding of Industry 4.0 implications. Research Limitations/Implications: The study acknowledges limitations in the geographical focus of the included studies and the evolving nature of Industry 4.0 technologies. These considerations prompt a call for ongoing research to capture emerging trends and global nuances. Practical Implications: Organizations are urged to adopt a context-specific, adaptive approach, recognizing the significance of intangible assets and tailoring strategies to local contexts for optimal supply chain performance. Originality/Value: This systematic review contributes a nuanced understanding of Industry 4.0's transformative potential in supply chain management, emphasizing the interplay between technology, organizational culture, and regional contexts.

The modern world is gradually moving towards a global civilisation that is automated and propelled by technology. Artificial intelligence (AI) is a highly advanced technology that has been acknowledged as a major innovation. The incorporation of this technology into the banking sector has enhanced operational procedures in relation to customer satisfaction, virtual assistance, and risk reduction. This machine is employed to streamline activities and improve how decisions are made in this sector. This study investigates the potential benefits and challenges of implementing artificial intelligence in the banking sector. The methodology ensures a comprehensive understanding of the implementation of artificial intelligence in banking by showcasing its effectiveness, precision, and efficiency, as well as the opportunities it presents. The study data were collected from secondary sources, such as recent publications that demonstrate applications of artificial intelligence from five different banks, as well as the examination of industry reports. The main findings of this study demonstrate the substantial improvement of administrative operations through AI-driven technology, which effectively automates activities that include inputting data and handling information. As a result, the frequency of mistakes caused by people has reduced, leading to a 30% decrease in operational expenditures for all evaluated institutions. However, the banking industry admits the challenges it encounters, such as issues with confidentiality and a scarcity of skilled employees. In the financial services industry, the integration of artificial intelligence into the banking sector is perceived as an advantageous chance instead of a harmful danger, with a greater potential for beneficial impact.

This research explores how regional socioeconomic variables affect the perception of social trust and support networks (PYCC) in Italian regions, and examines the implications for public policy designed to strengthen social cohesion. This study examines the variable "People You Can Count On" (PYCC) from the ISTAT-BES dataset, focusing on its distribution across Italian regions between 2013 and 2022. Using clustering through a k-Means algorithm optimized with the Silhouette coefficient and the Elbow method, three distinct clusters of regions emerged, highlighting significant differences in social support networks. An econometric model was employed to estimate the PYCC variable, factoring in socioeconomic indicators such as employment rates, income inequality, and social participation. The results indicate a complex interplay between socioeconomic conditions and social trust, with regions in the South and Islands showing increased community support, while many Northern regions experienced declines. The study suggests that areas with lower economic conditions often foster stronger social networks, driven by necessity. These findings underline the importance of targeted public policies aimed at fostering social cohesion, particularly in regions facing economic challenges. Policy implications include enhancing education, supporting small enterprises, and promoting social housing and welfare initiatives. Strengthening community participation and volunteering are also highlighted as critical strategies to build resilient support networks. Overall, the research provides valuable insights into the regional disparities of social trust and the role of socioeconomic factors in shaping community support across Italy.

From ancient times to the present, mankind has struggled with infectious diseases that pose a serious threat to people's lives, COVID-19 pandemic has given a huge impact to the human society, which has triggered a lot of thinking. In the future, humans may encounter various unexpected disasters or awful events, therefore, should learn from COVID-19 pandemic incident that need to pay special attention to the emergency supply of manpower and materials, whether a major disaster or not. That is emergency medical management is very important in the event of a sudden outbreak. What’s more, the preparation and scheduling of emergency medical supplies well safeguards people’s lives, health, and safety. However, owing to the sudden onset of an epidemic and given the population trends, the scale of infections and the demand for supplies in the epidemic area are uncertain. The main influencing factors and mechanisms of emergency material demand under the development trend of emergencies can be studied, and materials can be allocated efficiently and effectively, so as to minimize damage. In this study, it improves upon the dynamics model of infectious diseases firstly, by establishing a demand forecasting model for a certain area, taking the Hubei province as an example. Furthermore, this dynamics model is used to predict demand for emergency supplies, such as masks, respirators, and food in the area where the disaster will occur. Experimental results demonstrate the effectiveness and reliability of this prediction model, which supports for the development of emergency material management systems, ulterior, this study provides a framework for the distribution of emergency supplies and a guideline for relief efforts.

The present study aims to find out the financial risk tolerance scores of the rural residents of Ludhiana district. Also, how drivers such as socio-demographic factors, namely, gender, age, education, annual income, existence of loan, occupation, employment status and psychological factors, namely, deliberative thinking, optimism and personality type A/ B impact financial risk tolerance of rural residents. The study is important for financial policy makers as they will become aware about scenario of rural residents and frame policies accordingly. Stepwise regression analysis was carried on. The result was found out that optimism positively and deliberative thinking negatively impacted financial risk tolerance, but personality type A/B did not have a significant impact on financial risk tolerance. Socio-demographic factors such as existence of loan, full-time salaried individuals, marital status significantly impacted financial risk tolerance. Other factors failed to have impact on financial risk tolerance of rural residents in the current study.

This study explores the impact mechanism of the service-oriented transformation of new energy enterprises on the satisfaction of employee performance evaluation systems under the background of China's electricity market reform. Using CGN New Energy's Guangxi branch as a case study, and adopting the grounded theory method, this research systematically analyzes the influencing factors and action paths of the service-oriented transformation on the satisfaction of employee performance evaluation systems through in-depth interviews and questionnaires. The study finds that the service-oriented transformation significantly enhances employees' sense of professional achievement and skill levels but also increases work pressure and psychological burden. Optimizing the performance evaluation system and improving its fairness and transparency are key to enhancing employee satisfaction. The research results provide a scientific basis for the management practices of new energy enterprises and hold significant reference value for relevant policy-making.

As part of the "Indonesia Emas 2045" framework, State-Owned Enterprises (SOEs) in the construction industry are expected to dominate government infrastructure projects. This research conducts an industrial foresight analysis of Indonesia's SOE construction industry to identify future trends and opportunities. The study employs a three-level analysis: macro (using the PESTLE framework), meso (applying Porter's Five Forces), and micro (focusing on organizational scope). Data were collected from seven industry experts from both SOEs and the private sector, supplemented by secondary sources. The qualitative findings were gathered using Delphi method, while expert voting provided the quantitative assessment. The results highlight that focusing on macro-level targets like Net Zero Emissions (NZE) and Sustainable Development Goals (SDGs) is crucial in implementing Environmental, Social, and Governance (ESG) practices. Adoption of advanced technologies such as Construction 4.0 emerges as a top priority, with digital innovations such as predictive analytics, digital control towers, LiDAR, and Building Information Modeling (BIM) enhancing efficiency and risk management. Achieving sustainability and technological advancement requires regulatory certainty, serving as the third pillar at the macro level. At the micro level, strengthening the SOE construction industry's core competencies, resources, and capabilities is essential to accelerate future trends. Competitiveness at the meso level is not a significant concern, as the industry operates with moderate competition.

The objective of this research is to show the family farms as an energy consumers and producers from renewable sources. It is a possibility for them to reduce operating costs. Time scope of the study covers the period 2014-2022. The data source is the Farm Accountancy Data Network. On the basis of the value of energy output and energy costs the rankings were prepared. After the ranks were awarded, the strong position of the Netherlands and Germany was indicated. It has been shown that the production and consumption of energy depend on the economic size of the farm, and do not depend on the type of production. As such, panel models were built for energy output and costs. The determinants that affect them were indicated. Energy output depends on total inputs – the higher they are, the higher the output. The energy costs are related to utilized agricultural area, total output and family farm income. The results obtained are discussed within the framework of recommendations of the European Commission.

IT strategic planning is a critical driver of performance for small and medium-sized enterprises (SMEs), improving operational efficiency, decision-making, and innovation. This systematic review synthesizes findings from eighty studies, highlighting the varied impacts of IT strategic planning on SME performance. Quantitative analysis was used in 45% of studies, while thematic analysis was applied in 25%, showing the growing preference for data-driven insights. Cloud-based solutions, adopted in 11.25% of cases, and hybrid IT setups (17.5%) were identified as key enablers of flexibility and cost-efficiency. SMEs aligning IT strategies with business goals reported up to 20% reductions in operational costs and 15% improvements in customer satisfaction. However, 60% of studies identified resource constraints as a major challenge to IT adoption. Despite these barriers, 60% of studies demonstrated that effective IT planning enhances long-term sustainability and competitive advantage. This review provides actionable insights and strategic frameworks to guide SMEs in optimizing their IT investments for sustainable growth.

In today's interconnected global business landscape, companies face numerous risks, particularly from their supply chains. Supplier disruptions can cause financial damages, inefficiencies, and reduced competitive edge, highlighting the need for robust supplier risk management. This paper scrutinizes recent studies on supplier risk management spanning 2020 to 2023. This review examines supplier risk management, focusing on supplier evaluation, payment terms, contract duration, and buyer-supplier collaboration as critical factors influencing risk mitigation and control in the procurement of goods and services. Through a systematic literature review, the study identifies the multifaceted nature of supplier risks, including production delays, quality issues, and financial challenges. It underscores the importance of proactive risk identification, comprehensive supplier evaluation, strategic payment terms, appropriate contract durations, and robust buyer-supplier collaboration. Despite the benefits, challenges remain, such as understanding regulatory impacts and ensuring methodological consistency. This review contributes to the discourse on supplier risk management, offering insights for future research and practical applications to enhance resilience and operational efficiency in global supply chains. Based on the findings, future studies should concentrate on formulating holistic supplier risks management approaches that nurture buyer-supplier collaboration and harness innovative technologies to enhance risk management practices.

Social responsibility is imperative for its important function in the growth of societies and organizations. However, the research on corporate social responsibility (OSR) has predominantly focused on the actions of organizations. Not much has been discussed regarding the employee's behaviours in promoting the development of social responsibility within organizations. CI is known for its significant role in the organization's various outcomes, Although a conceptualization and some empirical support have been provided for its relationship with the behaviour of employees, However, the effect of CI on employee socially responsible behaviours has not yet been investigated. In this article, following OC and OI theories, we improve the research model which can describe mechanisms underpinning through which CI, OI and POS support actions for employees' social responsibility. Data was collected from members of service professionals in Saudi Arabia and examined using Structural Equation Modeling- Partial Least Squares. The findings indicated that CI actions and activities develop the skills that motivate employees to support social responsibility inside and outside the organization. Moreover, our research paper explained the mechanism under which CI activities reshape employees' socially responsible manners. The current study is among the first to look at how to modify the socially responsible behaviour of employees across organizations, which can be a starting point for transforming those employees into a sustainable society.

In the context of armed conflicts, regions often face infrastructure destruction and economic difficulties. The development of tourism can be a key factor in recovery and economic growth. Geospatial platforms for interactive charitable tourism offer a promising solution for attracting tourists and stimulating the development of affected regions. The aim of this study is to assess the effectiveness of geospatial platforms for interactive charitable tourism as a tool for attracting tourists and promoting the recovery and development of regions affected by armed conflicts. The study employed regression and correlation analysis methods. The analysis revealed significant positive correlations for all variables. The correlation coefficient for audience reach was 0.75, for the effectiveness of attracting donations - 0.8, for the economic impact on the region - 0.9, for user interaction with the platform - 0.85, for platform sustainability - 0.78, and for social impact - 0.92. The t-statistic values exceeded the critical thresholds, and the p-values were below 0.05, confirming the statistical significance of the results. The coefficient of determination was 0.91, indicating a high explanatory power of the model. For the four obtained clusters, approaches to the development and use of geospatial platforms were justified. For regions of cluster 1 with high audience reach (0.75) and moderate effectiveness of attracting donations (0.8), it is recommended to use technologies to improve connectivity and effectively promote their strengths. For regions of cluster 2 with high sustainability and high tourism potential (high social impact = 0.92), it is necessary to include advanced geospatial solutions to increase visitor engagement and optimize recovery strategies, building on existing strengths to attract more tourists and stimulate sustainable development. For regions of cluster 3, significant investments are required both in geospatial platforms and in tourism infrastructure to benefit from high tourism potential (economic impact on the region = 0.9). Strategic development and targeted marketing should be a priority to attract tourists and stimulate economic growth. For regions of cluster 4 with low sustainability and tourism potential (low user interaction with the platform = 0.85 and platform sustainability = 0.78) require comprehensive support, as they are in a crisis situation.

In the dynamic realm of agribusiness construction, firms are striving to bolster their operational efficiency and profitability amidst the global shift from traditional farming to commercial agriculture. This transition has intensified the demand for sophisticated infrastructure development, presenting new challenges for commercial managers. A critical hurdle is the accurate estimation of profitability for prospective contracts, a task often reliant on intuition rather than data-driven methods. To address this, we propose the development of a mathematical model utilising machine learning techniques to predict contract profitability and identify influential factors. This model aims to aid in bid decision-making, financial forecasting, and enhancing competitiveness in the marketplace. Furthermore, it would provide valuable insights into how altering specific contract attributes might affect predicted profitability. The implementation of such a system necessitates close collaboration between IT professionals and construction executives. This study delineates the development of this predictive model, outlining the data analysis process and the application of machine learning algorithms to tackle this complex commercial challenge. The ultimate goal is to bridge the gap between intuitive estimation and data-driven prediction, thereby enhancing the financial performance and strategic decision-making capabilities of firms in the agribusiness construction sector.

Purpose: Decomposition analysis of forecasting errors relating to time series generated by a 3PL logistics operator for ten distribution channels operated by the logistics operator. Design / methodology / approach: The studies were focused on the analysis of 10 distribution channels operated by the 3PL logistics operator who used a forecasting tool based on a modified ARIMA algorithm to prepare forecasts. In this paper, R environment was used. The studies focused on the visual analysis of forecasting error series, on the analysis of the basic parameters of the error time series distributions, on the analysis of STL decomposition and statistical tests relating to trend and seasonality. Findings: The forecasting error analysis indicates that there are different patterns and characteristics of errors for individual channels. The statistical test results for various channels display significant differences between forecast groups in some cases. This suggests that the forecasting tool can be more accurate for some than for other channels. Research limitations: Logistic operations are usually based on numerous variables which may influence forecast quality. Moreover, the absence of any information on the forecasting models and input data used may prevent complete understanding of error sources. Value of the paper: The studies described in this paper emphasized valuable conclusions which can be drawn from the analysis of time series forecasting errors in the context of logistic operations. The findings indicated the need for an adapted approach to forecasting for each and every channel, the importance of improving the forecasting tool and the potential to optimize the forecast accuracy by focusing on the trend and seasonality. For this reason, the analysis is an important input into the theory and practice relating to demand forecasting by logistics operators in distribution networks. The studies contribute to the works related to demand forecasting by logistics operators.

This paper explores the effectiveness of the Non-dominated Sorting Genetic Algorithm III (NSGA-III) and traditional Mean-Variance optimization in financial portfolio management. Using a dataset comprising global financial assets, we applied both methodologies to optimize portfolios based on multiple objectives, including risk, return, skewness, and kurtosis. The findings reveal that NSGA-III outperforms the Mean-Variance method in achieving a more diverse set of Pareto-optimal portfolios. NSGA-III portfolios exhibited superior performance in balancing risk and return, demonstrated by higher Sharpe ratios, more favorable skewness, and lower kurtosis. Additionally, NSGA-III's ability to simultaneously optimize across multiple conflicting objectives highlights its robustness in navigating complex financial landscapes, offering enhanced portfolio resilience. In contrast, the Mean-Variance approach, while effective in achieving balanced risk and return, was limited in addressing higher-order moments of the return distribution. These results underscore NSGA-III's potential as a powerful tool for portfolio optimization, providing a comprehensive alternative to traditional methods in modern financial markets where multiple objectives must be considered.

The study used the data from emerging markets to examine the impact of restrictive macroprudential policies on income inequality from 2000–2019 using Bayesian panel vector autoregression and Bayesian panel dynamics generalized method of moments models. The chosen models are suitable for addressing multiple entity dynamics, accommodating a wide range of variables, handling dense parameterization, and optimizing formativeness and heterogeneous individualspecific factors. The empirical analysis utilized various macroprudential policy proxies and income inequality measures. The results show that when the central banks tighten systems using macroprudential policy instruments to sticker debt-to-income and financial instruments for lower-income borrowers (the bottom 40% of the income distribution) promote income inequality in these countries while reducing income inequality for high-income borrowers (the high 1 per-cent of the income distribution). The impact loan-to-value ratios were found to be insignificant in these countries. Fiscal policy through government expenditure and economic development reduces income inequality, while money supply and oil price shocks exacerbate it. The study suggests implementing a progressive debt-to-income (DTI) ratio system in emerging markets to ad-dress income inequality among lower-income borrowers. This would adjust DTI thresholds based on income brackets, allowing lenient credit access for lower-income borrowers while stricter limits for higher-income borrowers. This would improve financial stability and reduce income disparities. Additionally, targeted financial literacy programs and a petroleum-linked basic income program could be implemented to distribute oil revenue to lower-income households. Monetary Supply Stabilization Fund could also be established to maintain financial stability and prevent excessive inflation.

Small and medium-sized enterprises (SMEs) face unique challenges that can be effectively addressed through the adoption of data mining and business intelligence (BI) tools. This systematic literature review scrutinizes the deployment and efficacy of BI and data mining technologies across SME sectors, assessing their impact on operational efficiency, strategic decision-making, and market competitiveness. Therefore, drawing from a methodologically rigorous analysis of 93 scholarly articles published between 2014 and 2024, the review elucidates the evolving landscape of BI tools and techniques that have shaped SME practices. It reveals that advanced analytics such as predictive modeling and machine learning are increasingly being adopted, though significant gaps remain, particularly shaped by economic factors. The utilization of BI and data mining enhances decision-making processes and enables SMEs to adapt effectively to market dynamics. Despite these advancements, SMEs encounter barriers such as technological complexity, high implementation costs, and substantial skills gaps, impeding effective utilization. Our review, grounded in the analysis of business intelligence tools used indicates that dashboards (31.18%) and clustering techniques (10.75%) are predominantly utilized, highlighting their strategic importance in operational settings. However, a considerable number of studies (66.67%) do not specify the BI tools or data mining techniques employed, pointing to a need for more detailed methodological transparency in future research. The predominant focus on the ICT and manufacturing sectors underscores the industrial context sector specific applicability of these technologies, with ICT accounting for 45.16% and manufacturing 22.58% of the studies. We advocate for targeted educational programs, development of user-friendly and cost-effective BI solutions, and strategic partnerships to facilitate knowledge transfer and technological empowerment in SMEs. Empirical research validating the impacts of BI and data mining on SME performance is crucial, providing a directional pathway for future academic inquiries and policy formulation.

In recent years, Big Data (BD) has become a crucial tool for Small and Medium-sized Enterprises (SMEs), impacting their performance and growth in significant ways. This systematic literature review aims to analyze the effects of BD on SMEs by examining 93 research papers published from 2014 to 2024. Employing the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) framework, the review focuses on key drivers and barriers to BD adoption, including business improvement, economic performance, and revenue growth. The methodology involved a comprehensive analysis of research methodologies used in the studies, addressing biases, gaps, and the need for diverse approaches. The findings reveal that while BD has led to notable enhancements in operational efficiency and revenue for many SMEs, challenges such as limited resources and technical expertise remain. A significant reporting bias was observed, with 47% of the literature comprising quantitative studies, followed by 28% case studies, while mixed-methods and qualitative studies were underrepresented (22% and 17%, respectively). This imbalance suggests a potential overemphasis on quantitative approaches, limiting the diversity of insights available. Addressing these biases is essential to fully harness the potential of BD for SMEs to drive innovation, enhance competitiveness, and achieve better performance in the increasingly data-driven business environment.

This study examines the factors influencing consumer adoption of on-demand social media platforms characterized by ephemeral content. As these platforms rapidly gain popularity, understanding adoption drivers is crucial for researchers and practitioners. The study develops and tests a comprehensive model integrating traditional technology acceptance factors with platform-specific constructs. Using partial least squares structural equation modelling on data from 180 social media users in Kerala, India, the research reveals that convenience is the strongest predictor of adoption intention, followed by perceived usefulness, interpersonal influence, and enjoyment. Surprisingly, factors like perceived ease of use, social influence, and platform-specific features such as ephemerality and visual focus did not significantly impact adoption directly. Age showed a marginal negative effect, while gender had no significant impact. The findings challenge some prevailing assumptions about on-demand social media adoption and highlight the need for refined models specific to this context. The study contributes to technology adoption literature by demonstrating the primacy of convenience in driving the adoption of these platforms. It also offers practical insights for developers and marketers, suggesting that prioritizing convenience and perceived usefulness in design and marketing may be more effective than emphasizing specific features. Future research directions are proposed to address limitations and further explore this evolving digital landscape.

This paper examines the impact of renewable energy heating on air quality in northern China, using the Qinling Mountains-Huaihe River line as a quasi-natural experiment to distinguish between regions with central heating and those without. Employing a difference-in-differences approach and analyzing panel data from 299 cities between 2014 and 2022, our findings indicate that the renewable energy heating policy has significantly improved air quality. Specifically, the policy led to substantial reductions in the Air Quality Index (AQI) and concentrations of key pollutants: SO2 by 28.31%, CO by 7.57%, NO2 by 5.72%, and PM2.5 by 7.15%. The policy's effects are most pronounced in regions with lower temperatures and in the eastern parts of the country. Further analysis emphasizes the critical role of energy transition, environmental regulations, and government investment in technology as key drivers of these air quality improvements.

This study examines the relationship between Gross Domestic Product (GDP) and income inequality in Greece across three key periods: the pre-crisis period (2003-2008), the crisis and memoranda period (2009-2014), and the post-crisis period (2015-2020). Using data from the World Bank Open Data database, the study employs correlation analysis, and linear regression models to analyze how economic changes influence income distribution. The findings reveal that during the pre-crisis period, economic growth was moderately correlated with increasing inequality, although this relationship was not statistically significant, indicating uneven distribution of growth benefits. In the crisis period, a strong and statistically significant negative relationship between GDP and the Gini coefficient was identified, highlighting the sharp rise in inequality as the economy contracted due to austerity measures. In the post-crisis period, the relationship between GDP and inequality weakened, showing a statistically insignificant correlation, suggesting that economic recovery alone did not significantly reduce inequality. The study concludes that economic growth is insufficient to address income inequality without targeted policy interventions, particularly during periods of crisis. These findings underscore the importance of comprehensive social policies to mitigate inequality and suggest areas for future research on the impact of specific interventions on income distribution.

The capability of large food retail chains to respond quickly to changes in consumer behaviour and their dominant market position affects all food market players and often conflicts with the interests of national food producers, which can reduce the presence of locally sourced products in the food product mix in the country. In Latvia, there have been several proposals to limit retailers' opening hours on weekends and public holidays to increase the viability of small local food producers, retailers, and catering enterprises; however, limiting retailers' opening hours without research-based arguments is unacceptable. The research studies conducted in Europe also do not give a unified conclusion. Household consumer behaviour in the food market is viewed as an essential argument for increasing domestic demand and economic stability. Accordingly, the present research aims to identify the impacts of diversification of opening hours of food supermarkets on consumer shopping habits and the implications for creating an advantage for small and medium agri-food producers in selling their products. The research applied a quantitative approach to identify the main trends in society (n=2738), with a survey including 31 variables to quantify consumer behaviour, values, and opinions and seven socio-demographic variables. If a decision were made in Latvia to close grocery shops on Sundays or reduce their opening hours on weekends, 85% of consumers indicated that they would be unlikely to change their usual shopping location and would plan to shop at a supermarket on other days. The choice between farmers' markets and local food shops on Sundays would be made by 45% of consumers, with more than half (53%) of them shopping at local food shops at least a few times a month. It could, therefore, be argued that reducing the opening hours of supermarkets and closing them on Sundays and public holidays do not provide a competitive advantage and do not divert consumers to small and medium agri-food producers.

With the increased global attention to environmental protection, social responsibility and corporate governance (ESG) standards, integrating ESG into supply chain management (SCM) is becoming a strategic requirement for companies to achieve competitiveness and sustainable development. This study reviews the impact factors of ESG practices on supply chain competitiveness, and empirically examines the mechanism of ESG performance on supply chains through a questionnaire survey with a sample of Chinese SMEs. It was found that normative pressure, coercive pressure and imitative pressure in SMEs have a significant positive effect on cognition and attitude and perceived behavioral control; good corporate cognition and attitude, perceived behavioral control and corporate pressure also enhance the level of ESG practices. Further analysis shows that cognition and attitude and perceived behavioral control play a mediating role in the impact of ESG practices, and ESG performance promotes sustainable development of SMEs. The article puts forward the following suggestions: (1) close supply chain partnerships to enhance green innovation; (2) the government should give more resource support to ESG-invested enterprises and support the development of advantageous enterprises; (3) improve the corporate disclosure mechanism and strengthen the supervision; and (4) strengthen the training of professionals in supply chain ESG management.

In recent times, the adoption of cloud computing by small and medium-sized 9 enterprises (SMEs) has become a crucial issue. These businesses face substantial difficulties in 10 accessing reliable and affordable IT infrastructure due to economic constraints and technological 11 restrictions. Hybrid cloud computing solutions which incorporate Infrastructure as a Service 12 (IaaS), Platform as a Service (PaaS), and Software as a Service (SaaS) offer a feasible approach to 13overcoming these challenges. This study proposes a systematic literature review of cloud 14 computing's impact on SME performance emphasizing cost-efficiency, reliability, and 15 competitive advantages, using the 2020 Preferred Reporting Items for Systematic Reviews and 16 Meta-Analyses (PRISMA) framework. The inclusion criteria are bounded by (1) publication date 17 between 2014 and 2024, (2) English-language publications, (3) research focused on cloud 18 computing for SMEs, and (4) studies with a clear analytical framework for evaluating SME 19 performance. Following this process, 90 eligible research studies were included. The average 20 total cost for cloud services varies significantly, with operational costs reflecting the scalability 21 of the services and the specific needs of SMEs. This analysis offers valuable guidance for SMEs 22 and stakeholders in optimizing cloud-based strategies for enhanced performance.

Ensuring adequate food supplies has become a critical issue with a rapidly growing global population and increasing demand for protein-rich foods. In Baghlan province, Afghanistan, many poultry farms have been forced to cease operations due to insufficient infrastructure and resources, leaving a significant gap in meeting the region's growing demand for poultry products. This study aims to identify the key factors affecting the sustainability and development of broiler farms in Baghlan province as perceived by farm owners. The primary research tool was a researcher-developed questionnaire, whose validity and reliability were confirmed. The study population comprised all broiler farm owners in Baghlan Province, from which a sample of 91 was selected using the Morgan table and complete enumeration sampling method. The findings revealed that approximately 54% of respondents expressed moderate satisfaction with their farms. Importance-Performance Analysis (IPA) was conducted to assess the relative importance and performance of various factors affecting the development and sustainability of the farms. The results indicated that having a qualified expert, the farmer's educational level, the poultry house ventilation system, and being a local resident were considered highly important factors for farm success but were underperforming. Based on limited existing research in the region, these findings provide valuable insights for enhancing poultry farm development and food security in Baghlan province and throughout Afghanistan. The study offers specific recommendations for addressing the identified challenges and improving the sustainability of poultry farming in the region.

Introduction : In today’s competitive business landscape, organizations strive to maintain a highly committed workforce to enhance productivity, reduce turnover, and achieve long-term success. Organizational commitment, defined as the psychological attachment of employees to their organization, is crucial in fostering employee loyalty and engagement (Meyer & Allen, 1991). However, identifying the factors that influence organizational commitment requires a deep understanding of employee attitudes and behaviors.

With real estate cycles being a subset of business cycles, contraction stages are often perceived as short-term, after which a revival of the property market sets in. The worsening Nigerian economy has further complicated the issues of housing supply and affordability in economic nerves like Lagos. This study examined the fundamental and associated factors contributing to rental housing affordability issues between 2019-2023 in Lagos. This article is produced with the intention of providing a market data update on rental housing price movements for both the mainland and island zones of Lagos, as well as comparing their affordability convenience for income-earners or households based on the rent-income ratio. The study adopted a mixed research design and various data sources were consulted in analyzing the fundamentals, rent and affordability trends. The study discovered that affordability convenience ratios for the various income bands had deteriorated further between 2019 and 2023 in Lagos mainland (8%) and island (9%). 67% and 80% of income earners are paying above the optimal 30% of their personal or household income in meeting their rental demand in Lagos mainland and island respectively. The paper suggested the application of fundamental, institutional and environmental strategies to combating the current phenomenon.

This article compares the predictive capabilities of six models namely the Linear Discriminant Analysis (LDA), Logistic Regression (LR), Support Vector Machine (SVM), XGBoost, Random Forest (RF) and Deep Neural Network (DNN) to predict the default behaviour of credit card holders in Taiwan using data from the UCI machine learning database. Python programming language was used for data analysis. Statistical methods were compared with machine learning algorithms using the confusion matrix measured in metric terms of prediction accuracy, sensitivity, specificity, precision, G-mean, F1 score, ROC and AUC. The dataset contains 30,000 credit card user’s information with 6636 default observations and 23,364 non-default cases. The study results found that modern machine learning methods outperformed traditional statistical methods in terms of predictive performance measured by F1 score, G-mean and AUC. Traditional methods like logistic regression were marginally better than linear discriminant analysis and support vector machines in terms of predictive performance measured by area under the receiver operating characteristic curve. In the modern machine learning methods, deep neural networks were better in most of the predictive performance metrics than XGBoost and Random Forest methods.

The investigation of the correlation between Foreign Direct Investments (FDIs) and wage dynamics, particularly in the context of gender-related aspects, is of paramount importance in understanding the broader implications of economic globalization. This study aims to provide a comprehensive analysis of the intricate relationship between FDIs and wage trends, with a specific focus on the Dutch context. Using data from the United Nations Conference on Trade and Development (UNCTAD) and the World Bank, the research applies statistical techniques, including regression analysis, to explore the relationship between FDIs and wage trends over time, with a focus on gender differences. The analysis reveals that while FDIs contribute to overall wage growth, their impact varies significantly between male and female employees in the Netherlands. This highlights the need for policies addressing these gender-based disparities, providing a unique gender-focused perspective on the influence of FDIs on wage trends and expanding the existing literature on economic globalization and wage dynamics.

This paper provides a narrative review of previous research on effort-reward imbalance and passion exploitation, and provides a perspective for future research. Previous research has shown that ERI can cause work stress, negative economic behavior such as job turnover, and illnesses such as metabolic syndrome. Previous research also claims that loyal and generous people, as well as young people and women, are more likely to be targets of passion exploitation. However, there are unresolved issues in previous research, such as (i) the mechanism by which effort-reward imbalance leads to stress and illness, (ii) there is a lack of research on what types of jobs are more likely to experience imbalance, and (iii) there is a lack of research on what level of imbalance is acceptable, and therefore further research is required. To this end, this study recommends addressing these challenges through the integration of ERI and passion exploitation theory.

The textile industry plays a vital role in the global economy and faces increasing pressures related to sustainability and efficiency. Given the industry's significant environmental impact and the need for improved operational strategies, our review addresses the critical intersection of decision-making methodologies and sustainable practices. Specifically, This review aims to explore the applications of Multi-Criteria Decision-Making (MCDM) techniques within the textile supply chain to enhance operational performance and decision-making processes. Utilizing a systematic literature review method, we analyzed articles from Scopus, Web of Science, and Google Scholar, focusing on those that address MCDM applications in the textile supply chain. The findings reveal a strong emphasis on supplier selection and evaluation as determinants of competitive advantage, with significant trends toward integrating fuzzy set theory and advanced MCDM methodologies to address uncertainties. Additionally, Sustainability emerges as a core theme, emphasizing the necessity for firms to incorporate green practices into decision frameworks. The insights suggest that by adopting innovative analytical techniques, organizations can improve supplier relationships and operational efficiency.

This is a methodological contribution to reference mode development in system dynamics model conceptualization. Existing behavior mode taxonomies-developed for various modeling phases-provide no comprehensive method for mode classification based on an exhaustive set of mutually exclusive modes, and derivation of questions the simulation model should answer. Novice modelers need such guidance. The article proposes a conceptual framework for systemic behavior with a hierarchical taxonomy of elementary, composite, and overlaid modes. A structured method identifies the intervals of each respective mode, orders them into episodes and then condenses the variables’ episodes to systemic episodes. Each transition then gives rise to a fundamental question for the model under development. Three classical cases illustrate the application and contrast the proposed taxonomy to others in the extant literature. The article then discusses some validation criteria referring to reference modes and their link to the dynamic hypothesis, current limitations, and questions for further research.

Eco-labelling plays a crucial role in encouraging sustainable consumer behaviour by giving clear information about a product's environmental impact. This study looks at how eco-labelling affects the buying decisions of young consumers in Enugu State, Nigeria. Using a cross-sectional survey approach, 430 undergraduate students from five universities participated in an online questionnaire. The research focused on understanding how aware young consumers are of eco-labels, how these labels influence their buying decisions, and whether they are willing to pay more for eco-labelled products. The data were analysed through descriptive statistics, including average scores and variations. The results showed that young consumers have a moderate to high level of awareness of different eco-labels, with the NAFDAC Green Dot being the most recognised (average score = 4.12, variation = 0.96). Eco-labelling was found to have a significant influence on their purchasing decisions, especially in building trust in the products (average score = 4.31, variation = 0.71) and their willingness to pay a higher price (average score = 4.21, variation = 0.83). Overall, the study shows that eco-labelling has a positive impact on young consumers’ buying choices and could be a valuable tool for promoting more sustainable consumption in Nigeria. The study recommends increasing awareness through educational campaigns, building consumer trust in eco-labelling, and using effective marketing strategies to boost recognition and adoption of eco-labelled products.

The COVID-19 pandemic has profoundly disrupted small businesses, exacerbating financial vulnerabilities and operational challenges. As these enterprises play a crucial role in economic stability and growth, identifying effective recovery strategies is imperative. This study investigates the legal and management solutions necessary for small businesses to recover and thrive post-pandemic. The research aims to examine the economic impact of the COVID-19 pandemic on small businesses, evaluate the effectiveness of existing legal and governmental support measures, and propose management strategies that enhance resilience and drive recovery. A mixed-methods approach was adopted, comprising both quantitative and qualitative analyses. A survey was conducted with 500 small businesses across various sectors to collect data on financial performance, operational disruptions, and the utilization of government support programs. Additionally, 30 in-depth interviews with small business owners provided qualitative insights into adaptive strategies and challenges faced. A review of relevant legal documents and policy frameworks was also performed to assess the support mechanisms in place. The study revealed that 68% of small businesses experienced substantial revenue losses, with 50% encountering severe liquidity crises. Government support measures, such as grants and low-interest loans, were pivotal but often marred by accessibility issues and delays. Successful management strategies identified included accelerating digital transformation, diversifying revenue streams, and optimizing supply chain management. Legal measures that temporarily eased regulatory requirements and offered tax relief significantly aided in alleviating immediate pressures. The economic recovery of small businesses post-COVID-19 hinges on comprehensive legal and management solutions. Enhancing the effectiveness and reach of government support programs is crucial, as is the adoption of agile and innovative management practices by small businesses. Policymakers and business leaders must work collaboratively to create an environment that fosters resilience and sustainable growth, ensuring small businesses can navigate future economic uncertainties.

This paper explores in depth the mechanism of enterprise digital capability effects in supply chain digital development by reconstructing the supply chain cooperation capabilities (digital diffusion capability and digital collaborative capability). We use the questionnaire data covering 272 Chi-nese manufacturing enterprises and apply a structural equation model to test the hypothesis. The results show that enterprise digital capability does not directly have a significant impact on sup-ply chain digitalization, and the supply chain cooperation capabilities play mediation role be-tween enterprise digital capability and supply chain digitalization. The results are robust due to we thoroughly consider the action boundary of enterprise capabilities, and verify the systematic requirements of supply chain digitalization and the high-order of enterprise digital capability. These provide a theoretical basis for enterprises to promote the digital transformation of supply chain through digital technology.

Digital Transformation (DT) encompasses profound technological changes. Businesses face the challenge of adapting their activities to the pace of new technologies to increase the efficiency of business processes, improve the customer experience, and create innovative value propositions. This research focuses on how family businesses, which are a relevant part of global economic activity and job creation, address the challenges associated with Digital Transformation. Based on the case of the automotive retail sector in a small European country characterized by the high acceptance of technologies, we use fuzzy-set Qualitative Comparative Analysis (fsQCA) to understand how critical success factors (causal conditions) combine towards adopting technologies representing different perspectives of the DT. The results confirm the existence of multiple configurations based on the importance of Organizational Culture, Change Management, Knowledge, Human Capital, IT Systems, and DT Strategy towards the adoption of CRM, Digital Marketing, and Social Networks technologies, thus helping family businesses to understand the adoption of these technologies leading to organizational success in the context of the Digital Transformation.

This article aims to present the outcomes of a study focused on collaboratively developing an Innovation Management Model (IMG) tailored for Colombia's leather agro-industrial chain. The study integrates stakeholder participation, prioritization of variables, literature review, and model validation, emphasizing sustainability considerations throughout the process. Methodologically, it involved a literature review using Scopus, focusing on innovation management models, open innovation, and sustainability, particularly within the leather sector. The search identified 43 documents in Scopus, of which 15 were directly relevant; this analysis was complemented by 18 articles from Google Scholar. Three surveys were conducted to prioritize variables, utilizing Lik-ert-scale questions to assess relevance and congruence. Conceptual innovation models were validated graphically. Initial variables were identified, with 53 selected for the entry stage, 36 for the transformation stage, and 31 for the exit stage. These variables were classified for each stage, resulting in three innovation management models for validation. Key findings included 26 critical variables covering aspects such as agricultural and technological innovation in platforms and projects, capacity development, R&D activities, supply chain dynamics, innovation management processes, knowledge and technology integration, business model adaptation for sustainable development, and environmental impact assessment. The prioritized innovation model is in-tended to assist stakeholders in the leather sector's innovation system by promoting open inno-vation strategies, sustainable and regenerative innovation generation, and enhancing strategic and technological capacities. The prioritized innovation model aims to assist stakeholders in the leather sector's innovation system by promoting open innovation strategies, sustainable and re-generative innovation generation, and enhancing strategic and technological capacities.

This study investigates the impact of Artificial Intelligence (AI) on traditional firms, specifically examining how scalable network properties and the integration of Environmental, Social, and Governance (ESG) considerations affect financial margins, sustainability, and bankability. The research addresses the core question of how AI investments can drive economic value by enhancing EBITDA and financial stability while aligning firms with sustainability goals. Using advanced network theory and multilayer models, the study reveals that AI-driven scalability significantly improves a firm's financial performance, making it more attractive to investors and financial institutions. Additionally, the integration of ESG factors further enhances operational efficiency, market valuation, and long-term financial stability. The study introduces an innovative "with-or-without" analysis to quantify the comparative benefits of AI and ESG integration, underscoring the role of these technologies in driving sustainable growth and addressing bankability concerns in traditional firms. This comprehensive approach offers new insights into the evolving dynamics of AI, ESG, and corporate finance.

For several years, commercial banks in Poland have been reporting activities related to the impact on the environment, society, and corporate governance (ESG). However, only new guidelines, mandatory for many entities, including banks, will allow for comparing these reports, which will be of great importance mainly for investors. The forms of these reports were and still are different, difficult to compare in individual years, and difficult to compare between banks. The article aims to present the banks' preparation for the new reporting rules based on the latest ESG reports. The research was conducted in 4 groups of commercial banks operating in Poland, which are the largest companies listed in the WIG Banks sub-index of the Warsaw Stock Exchange. Gaps in the preparation of these banks for non-financial reporting were identified. The non-financial reports of the banks studied have significant information potential that can be used by various stakeholder groups, including investors, customers, employees, regulators, and local communities. However, the comparability of ESG reports is one of the key challenges faced by both reporting banks and users of these reports. The research results can be used both in scientific works and by bank representatives to improve non-financial reports.

The demand for information technology expertise has grown rapidly in the last few decades, signaling a firm’s commitment to integrating IT into its core business strategy. Understanding the conditions under which firms appoint a chief information officer (CIO) can provide valuable insights into the evolving role of IT in corporate governance. This study addresses a crucial gap in the literature by exploring the determinants of a firm's decision to hire a CIO at the top management level. The study identifies several factors that influence a firm’s decision to appoint a CIO, including the firm's size, its level of innovation, and its prior performance. The study examines these assertions by comparing the characteristics of firms that appoint a CIO at the top management level with those of similar firms in their industries that do not have a CIO position prior to the appointment. A logistic regression model that considers CIO firms and their matched firms indicates that firms are more likely to hire a new CIO after they experience loss, have larger capital expenditures and higher market value. Our study provides empirical evidence on why certain firms prioritize IT leadership at the executive level.

Automated Machine Learning (AutoML) is revolutionizing how businesses utilize data, making advanced analytics accessible to a broader range of organizations. By automating complex tasks like data preprocessing, model selection, and hyperparameter tuning, AutoML reduces the time and resources needed to develop and deploy machine learning models. This accelerates decision-making and enables quicker responses to market changes. AutoML empowers businesses to build accurate predictive models using sophisticated algorithms, optimizing model performance for reliable insights and better outcomes. A key advantage of AutoML is its accessibility; even organizations without a dedicated data science team can leverage machine learning, reducing technical barriers and democratizing innovation. As businesses grow, AutoML scales to handle larger datasets and more complex problems without extensive manual intervention. AutoML enhances efficiency, accuracy, and scalability, becoming a crucial driver of business innovation and success. The systematic review will examine the bibliometric literature on how AutoML can boost business, analyzing 74 academic and scientific documents from the Scopus database.

In the increasingly competitive SVOD market, platforms face high churn rates and substantial revenue losses from SVOD content piracy, all of which limit their ability to invest in acquir-ing/creating content compelling enough to win and retain subscribers. Based on social exchange theory, this study argues that platforms can improve relationships with SVOD content users by offering tiered discounts in exchange for advertising/loyalty and by promoting anti-piracy messages with a prosocial (threatening) approach that emphasizes harm to filmmakers (punishment for pi-rates). We hypothesize that these incentives enhance subscription intention when the incentive specifications (advertising levels, loyalty levels, message approach, and message credibility) match the public’s heterogeneous dispositions (advertising attitude, loyalty attitude, justice sensitivity, and fear of punishment). In a survey on the intention to subscribe to a hypothetical new platform, we confirmed the hypothesized interactions for advertising-based discounts, loyalty-based discounts, and prosocial messages, but did not find support for threatening messages. Further exploration showed that the evaluation of platform content was much more influential than any other incentive and that tiered loyalty discounts had a remarkable capacity to enhance subscription intention. This study’s findings may help shape incentives that are more satisfying to users and ultimately more profitable for platforms.

Recent algorithmic-based research in the stock market has predominantly focused on ultra-high-frequency trading and index estimation. We developed an improved algorithm to address the need for a low-frequency, real-world trading model to build on the existing high hit-ratio and low maximum drawdown. We utilized established price indicators, Stochastic and Williams %R, and introduced a volume factor to increase the model's safety to enhance the model's performance. This improved algorithm demonstrated superior returns while maintaining high hit-ratio and low maximum drawdown. Specifically, we leveraged the existing algorithm to trade using 2X and 3X signals, incorporating volume data, the 52-week average, standard deviation, and other factors. The data set comprised SPY ETF price and volume from 2010 to 2023, covering over 13 years. Our enhanced algorithmic trading model outperformed both the benchmark and previous results, achieving a hit rate of over 90%, a maximum drawdown of less than 1%, an average of 1.5 trades per year, a total return of +519.3%, and an annualized return (AnnR) of +15.1%. The analysis demonstrates that the model's simplicity, ease of application, and comprehensibility can assist investors in making informed investment decisions albeit the past performance does not guarantee future returns.

This paper examines the determinants of CO2 emissions in Oman from 1990 to 2022, focusing on the impacts of energy consumption, economic growth, urbanization, financial development, and foreign direct investment. Utilizing stepwise regression, robust least squares, Fully Modified Least Squares (FMOLS), Canonical Cointegrating Regression (CCR), and various cointegration tests including the Johansen cointegration test, Engle-Granger cointegration test, and Vector Error Correction (VEC) model, the study reveals several key findings. Energy use per capita (ENGY) and real GDP per capita (RGDPC) are consistently significant positive predictors of CO2 emissions. Urbanization (URB) also significantly contributes to higher emissions. Conversely, Financial Development Index (FDX) and foreign direct investment (FDI) do not show significant effects on CO2 levels. The high R-squared values across models indicate that these variables explain a substantial portion of the variation in emissions. Cointegration tests confirm long-term equilibrium relationships among the variables, with the Johansen test identifying two cointegrating equations and the Engle-Granger test showing significant tau-statistics for FDX, ENGY, and URB. The VEC model further highlights the short-term dynamics and adjustment mechanisms. These findings underscore the importance of energy policy, economic development, and urban planning in Oman's efforts towards sustainable development and decarbonization.

The purpose of this paper is to show how the self-exciting threshold autoregressive (SETAR) model could be an appropriate econometric framework for characterizing the dynamics of the U.S. public debt/GDP ratio after the Bretton Woods collapse. Our preferred SETAR specifications are capable in capturing the main stylized facts of the U.S. public debt/GDP ratio between 1974 and 2024. In addition, the estimated SETAR models are consistent with several theoretical frameworks that seek to explain the behavior of the U.S. public debt/GDP ratio before and after the Global Financial Crisis (GFC). Finally, the paper provides some arguments on why the previous studies that use the exponential smooth threshold autoregressive (ESTAR) models, or SETAR-type models for the first differences of the U.S. public debt/GDP ratio, are potentially mis-specified, both on econometric and economic grounds.

This study investigates the strategic unity of fintech enterprises, assessing whether their characteristics bear greater resemblance to conventional banking institutions or technological corporations. Through the evaluation of operational functions, target demographics, business frameworks, stakeholder engagements, equity market dynamics, and empirical data, the analysis indicates that fintechs exhibit a closer alignment with technology companies. The inquiry uncovers significant lacunae in the prevailing scholarly discourse, particularly regarding the examination of fintechs’ fundamental attributes and their ramifications for strategic positioning. The results not only imply that fintechs are more akin to technology firms but also underscore the increasing convergence between fintechs and tech enterprises, propelled by the incursion of Big Tech and a heightened focus on sustainability. This implies an evolving financial landscape where traditional categorizations are progressively obscured. Our research is pivotal for comprehending and navigating this emergent terrain, which holds paramount importance for professionals operating within the financial and technological domains.

The rapid emergence of Decentralized Finance (DeFi), driven by blockchain technology and smart contracts, is transforming the landscape of the financial industry by enabling peer-to-peer financial services without traditional intermediaries. This paper examines the impact of DeFi on traditional banking systems, focusing on the opportunities, challenges, and future directions of this revolutionary financial model. We explore how DeFi disrupts traditional financial intermediation by offering faster, cheaper, and more transparent financial services, potentially reducing the dominance of conventional banks. The study addresses critical issues such as regulatory challenges, including compliance with Anti-Money Laundering (AML) and Know Your Customer (KYC) requirements, and the importance of consumer protection in a decentralized environment. We also investigate collaboration opportunities between traditional banks and DeFi platforms, which could lead to innovative financial products and services. To provide a comprehensive analysis, the paper employs a mixed-method approach, combining a review of recent literature, empirical data, case studies, and expert interviews. The findings highlight significant gaps in current regulatory frameworks and emphasize the need for a balanced approach that fosters innovation while ensuring financial stability and consumer safety. This study concludes by offering recommendations for policymakers, financial institutions, and DeFi developers to harness the potential of DeFi while addressing its inherent risks, paving the way for the sustainable growth of decentralized finance in the broader financial ecosystem.

This paper critically reviews the convergence between Business Ecosystem Theory and Social Network Theory in sustainability studies. While both frameworks view organizations as part of larger, interconnected systems, they can be differentiated by six key dimensions: unit of analysis, focus, decomposability, types of relationships, market segment, and worldview. To better reflect real-world phenomena, this paper argues for a new stream of theoretical convergence that is practical, reliable, generalizable, and reproducible. Specifically, it proposes shifting from interoganizational networks to interfunctional networks, which reduces complexity, enhances stability over time, and provides a clearer theoretical distinction. This is illustrated through a case study of Tesla Inc.’s ecosystem, built from data presented in the company’s 10K form, which also serves as an example of the emergence of a new strategic construct named the Business Ecosystem Footprint. This construct could assist managers in understanding where their organization stands within the network of functions, guiding them in making informed decisions about resource allocation and diversification, specifically aimed at supporting financial goals as well as sustainability and decarbonization objectives. The article concludes by suggesting potential research agendas, such as automating ecosystem mapping, exploring the constraints of the new construct, and testing new hypotheses related to firm performance.

The fast fashion industry has a significant impact on the environment at every stage of the product life cycle. There is a lack of research in the literature on the impact of fast fashion on the environment through logistics and transport. In this area, the greatest environmental impact is caused by air emissions, which is very important from the point of view of climate change. Therefore, this article deals with the analysis of the carbon footprint resulting from the fast fashion logistics process. The identification and assessment of fast fashion companies' sustainability efforts in the area of transport-related emissions and sustainable transformation strategies was conducted using a case study method for selected brands (H&M Group; Inditex, Shein). The study uses secondary data available in non-financial reports from 2023. After analyzing the data and content in non-financial reports on transport-related emissions, sev-eral important conclusions emerge. As a dominant practice, companies emphasize their reliance on external frameworks and standards, in particular the Global Reporting Initiative and the Task Force on Climate-related Financial Disclosures. Companies prioritize reducing emissions from significant factors, such as production processes. The data disclosed in the reports (scope 1, 2, 3) are not clearly formulated, but they can be used to calculate the level of CO2 emission reduction/increase. The ar-ticle contains recommendations for companies to improve their reporting by including additional indicators expressing the efficiency of transport-related emissions.

The small business sector in Kazakhstan demonstrates dynamic growth, but its sustainable development in modern conditions requires activation from government agencies, society and entrepreneurs themselves The purpose of the article is to study the development of small entrepreneurship in Kazakhstan and develop a mechanism for sustainable development based on network interaction "business entities - society-state" with the identification of priority areas of development based on a rating approach. The methods of bibliographic analysis of scientific literature, statistical, correlation analysis, survey, comparative analysis, ranking based on data normalization were used. The results revealed the need to formalize indicators of sustainable development of the small business sector in strategic development programs; create conditions, support, explain the importance and prospects of investing in sustainable innovations by small businesses; form a balanced strategy for achieving carbon neutrality based on network interaction "business entities - society-state" with the identification of priority areas of development based on a rating approach to ensure transparency and publicity of decisions made. Conclusions are made about the need to popularize sustainable development among business entities, stimulate investment activity through government participation, legislative regulation of public presentation of non-financial reporting, and assist society in the formation of an ESG culture.

Resource and capacity constraints are common challenges for suppliers in digital transformation. This study examines the impact of government subsidies on supplier digital transformation from the perspectives of supply chain diffusion and the local government competition, with supply chain relationship data from A-share listed companies spanning 2010 to 2021. The findings indicate that: government subsidies promote suppliers to expand their diversified downstream customer base, which will boost supplier digital transformation. However, the spillover effect within the same region is higher than that across regions. The heterogeneity analysis results indicate that the effect of government subsidies becomes increasingly apparent as the opportunistic risk escalates; conversely, the impact of such subsidies is considerably constrained by heightened systemic risk. The higher the human capital of suppliers and the smaller the digital divide between suppliers and customers, the better the effect of suppliers receiving innovation diffusion. Further analysis reveals that local government subsidies to upstream suppliers reduce the proportion of downstream local customer purchases outside the jurisdiction, thereby hindering cross-regional spillover effects. This article enriches the research on the promotion mechanism of enterprise digital transformation and the efficiency loss of market segmentation, providing some reference for optimizing local government subsidy behavior.

The COVID-19 pandemic has significantly reshaped global power dynamics, impacting economies, political landscapes, international relations, and technological advancements. Historically, pandemics have acted as catalysts for social and economic transformations, and COVID-19 has followed this pattern by intensifying existing trends and creating new opportunities for power shifts. Economically, the pandemic led to unprecedented disruptions, with East Asian countries demonstrating greater resilience and adaptability compared to Western economies. This has resulted in notable economic power shifts, particularly benefiting China, which experienced a swift recovery. Politically, the pandemic exacerbated geopolitical tensions, notably between the United States and China, while also fostering new forms of international cooperation, such as vaccine diplomacy and multilateral health initiatives. Technologically, the pandemic accelerated digital transformation and innovation in biotechnology, with significant advancements in healthcare systems. Socially, it exposed and exacerbated inequalities, prompting discussions on social justice and healthcare reforms. Environmentally, short-term improvements were observed, but the need for sustainable development and green recovery strategies became evident. This article examines these shifts, highlighting the interconnectedness of global challenges and the necessity for coordinated, multilateral responses to build a more equitable and sustainable future.

The process of managing people in an organised way to assist a company in achieving its goals is known as human resources management. an increase in workplace stress, which is detrimental to an employee's health and well-being as well as the performance of the organisation. Certain guiding concepts and precepts are evergreen and can support the development of human resources while ensuring the wellbeing of the individual and the company. In this study, we examine how the methods and practices of yoga might benefit public organisations by lowering employee stress levels and boosting their altruism and greedlessness.

This report provides a comprehensive analysis of portfolio risk management using Value at Risk (VaR) for a banking sector investment portfolio. We evaluate a portfolio composed of SBI, HDFC, Axis Bank, and ICICI Bank, using historical data from July 1, 2023, to June 30, 2024. The report covers the calculation of VaR, portfolio variance, and standard deviation, highlighting the impact of different weightage adjustments on the portfolio’s risk profile. Two scenarios—one with increased weightage in SBI and another with increased weightage in HDFC—demonstrate how changes in asset allocation affect potential losses. The findings emphasize the importance of strategic asset allocation for both speculators and hedgers. Speculators are advised to focus on high volatility and market trends, while hedgers should prioritize stability and risk management. This analysis aids investors in making informed decisions to balance risk and return in their banking sector investments.

In the present research, it has been tried to use the applied research bases in the field of business management with marketing orientation. Since there were wide and diverse spectrums in the field of economic activities in Isfahan province and Isfahan city, the model of economic sectors was used to categorize these activities. In this regard, the specific goals of the research in all five sectors of the model of economic sectors, drawing and prioritizing the components (indices) of the 7P marketing mix model in each of these economic sectors by the related individuals and members of subgroups of guilds and non-governmental organizations in Isfahan province, have been formed, specified and determined. Collecting data for processing and answer the question of this research, after designing a questionnaire in accordance with the AHP model standard, by spending a period of 2 months from September 2022 and ended in November 2022 , from the statistical population has been done.

This paper develops an understanding of False Performance as a negative form of workplace behaviour which has received scant attention. According to the quantitative literature, which measures False Performance using the Organisational Charlatan Scale (OCS), false performers are incompetent employees who deliberately portray themselves as better able to perform in a job role than they know themselves to be capable. In this study, False Performance was explored in United Kingdom public sector organisations for the first time, using novel focus group methodology and grounded theory. Eight focus groups (n=51) were conducted to explore employees’ perceptions and experiences of False Performance, with a focus on job interviews and performance appraisals. Using NVivo for analysis, five categories emerged: Co-Worker Perceptions of False Performance in the Workplace, False Performance in Interview/Appraisal Settings, The Impact of Trust on the False Performer, The Effect of False Performance on Co-Worker Morale, and Preventing False Performance in the Workplace. The results support the literature review that False Performance is a new and negative addition to the taxonomies of job performance. Human Resources (HR) managers are, therefore, urged to prevent and reduce False Performance via well-designed selection processes and performance appraisals, thereby improving co-worker trust amongst employees.

The integration of the Internet of Things (IoT) and Distributed Computer Systems (DCS) is transforming business models across industries. IoT devices enable real-time monitoring of equipment and processes, reducing downtime and enhancing efficiency. In the case, manufacturing companies use IoT sensors to monitor machinery, predict failures, and schedule maintenance. Also, automation via IoT, reduces manual intervention, resulting in boosted productivity in smart factories and automated supply chains. IoT devices generate thus vast amounts of data, which businesses analyze to gain insights into customer behavior, operational inefficiencies, and market trends. In turn, distributed computer systems process this data, providing actionable insights and enabling advanced analytics and machine learning for future trend predictions. While, IoT facilitates personalized products and services by collecting data on customer preferences and usage patterns, enhancing satisfaction and loyalty, IoT devices support new customer interactions, like wearable health devices, and enable subscription-based and pay-per-use models in transportation and utilities. Conversely, real-time monitoring enhances security, as distributed systems quickly respond to threats, ensuring operational safety. It also aids regulatory compliance by providing accurate operational data. In this way, this study, through a Bibliometric Literature Review (LRSB) of 91 screened pieces of literature, aims at ascertaining to what extent the aforementioned capacities enhance business models. The study concludes that those systems leverage businesses, promoting competitive edge, continuous innovation, and adaptability to market dynamics. A review of 91 academic documents from the Scopus database highlights these impacts.

Modern advances in technology have increased the demand for traditional accounting systems to be upgraded for real-time data processing, security, and standardized reports. Thus, this paper proposes a new accounting information system that integrates IoT, blockchain, and XBRL. The proposed system aims to automate the accounting process by using IoT to collect data and send it automatically to a blockchain, which acts as a database that will generate journal entries automatically through smart contracts. XBRL will then be used as an output method for standardized financial reports based on the data transferred from the blockchain. This paper uses a qualitative research design based on semi-structured interviews with 13 industry experts from IT engineering, academia, and financial systems analysis. NVivo software was used to conduct a thematic analysis of interview transcripts. The findings revealed the technical feasibility, challenges, and benefits of the proposed integration and identified the most efficient mechanism for data transmission across the three technologies. The paper concluded that while integration complexity and user adoption are challenging, this integrated system can revolutionize accounting by enabling real-time data capture, automation of essential operations, data security, and integrity improvements. To our knowledge, this is the first paper to develop a comprehensive accounting information system framework using IoT, blockchain, and XBRL to automate data collection, improve data security, and streamline financial reporting. The study's potential to impact accounting systems and financial reporting research and practice emphasizes its importance.

This study investigated the relationship between environmental, social, and governance (ESG) disclosure and the performance of Saudi Arabian companies. We analysed panel data from the 100 non-financial companies listed on the Saudi stock exchange (Tadawul) from 2017 to 2022. Using fixed effects, random effects, and generalised method of moments (GMM) models to account for endogeneity concerns, we examined the impact of ESG disclosure on the return on assets (ROA), return on equity (ROE), and Tobin’s Q. An ESG index was constructed through principal component analysis of individual environmental, social, and governance scores. Our results indicate a significant positive relationship between ESG disclosure and companies’ key performance variables across all models. These findings are consistent with stakeholder theory and signalling theory, suggesting that comprehensive ESG practices can lead to better financial performance and serve as a positive signal to stakeholders. The study also reveals sector-specific differences, with non-manufacturing firms showing stronger positive relationships between ESG disclosure and performance measures compared to manufacturing firms. Additionally, we find that firm size, age, and liquidity are important factors influencing the ESG–performance relationship. This research contributes to the growing literature on ESG and corporate performance in emerging markets, offering valuable insights for policymakers, investors, and corporate practitioners in Saudi Arabia’s evolving sustainable business landscape. Our findings underscore the importance of ESG disclosure in driving sustainable and responsible business practices in the region.

A framework for analysis that focusses on options for structuring and funding the State Owned Enterprises (SOEs) is required in order to apply concepts and information more effectively to policy analysis and program creation. Regardless of the political or economic driving reason for SOE organisation, the requirements of the people must be met in developing countries necessitate that the strategy be viewed from this angle. The types of SOEs and the applicability of fiscal federalism are examined in this article. There are certain lessons to be learnt from the past, and a bad policy can have unintended repercussions. Strategies must be developed for the organisation of SOEs while taking into account the various starting situations.

Carbon tax policies (CTP) are globally acknowledged for curbing energy consumption and emissions. Despite global adoption, China's reluctance to embrace a carbon tax, possibly due to effectiveness and public acceptance concerns, is notable. This study employs Choice-Based Conjoint Analysis to gauge Shanghai residents' preferences on four CTP attributes. Among Shanghai's populace, the annual cost of the carbon tax policy ranks highest (48.87%), followed by implementation transparency (24.72%), revenue utilization (16.68%), and policy implementers (9.73%). Notably, Shanghai residents exhibit an average annual willingness to pay of 1435.28 CNY, indicating increased acceptance. Enhanced public awareness of carbon tax policies significantly boosts willingness to pay, augmenting carbon tax revenues and fostering low-carbon technology development. Additionally, transparency improvements in carbon tax policy yield notable increases in willingness to pay, underscoring the link between understanding CTP and its perceived importance. These findings highlight the potential of carbon tax policies in advancing sustainability and transitioning to low-carbon economies.

Under the new pattern of "Double-Cycle" economy, how to restructure the domestic economic structure to cope with the continuous softening of the global economic structure is an urgent issue. This paper empirically examines the impact of digitalization level on the division of labor in National Value Chain (NVC) within cities using panel data from 263 cities between 2001 and 2016, employing a spatial Durbin model.The study demonstrates that the digitization level can enhance division of labor in NVC in neighboring regions through spatial spillovers. An increase in digitization not only positively deepens the construction of NVC but also contributes to the development of NVC in adjacent areas.The digitization level can deepen the division of labor in NVC through the impact of cost reduction, consumption upgrading, and market integration. This effect exhibits regional variations, with consumption upgrading playing a crucial role in expanding the division of labor in NVC in the eastern region through improving digitization levels, while cost reduction is a key factor in the central region. The research results of this paper provide some empirical evidence for further progress and transition of China's NVC developing mode from the perspective of digital level.

The integration of Artificial Intelligence (AI) in the FinTech industry has substantially reshaped operational workflows, product innovation, and risk management, all of which influence company valuation. This study investigates the impact of AI-enhanced multilayer networks on FinTech valuation. Utilizing a novel scalable multilayer network model with AI-driven Copula Nodes, the research reveals that operational efficiency is a significant driver of market value. However, the findings emphasize the necessity of a balanced strategy that integrates AI across all operational layers, particularly in risk management and product innovation, to maximize valuation. This study offers a comprehensive framework that enhances understanding of AI’s complex role in FinTech valuation, providing critical insights for industry stakeholders.

This study investigates the integration of natural intelligence (NI) and artificial intelligence (AI) within traditional firms, proposing a multilayer network framework to enhance economic value. The research explores the central question: How can the integration of NI and AI, facilitated by copula nodes, drive economic value creation in digitized firms? Through empirical testing across multiple industries—namely manufacturing, retail, and finance—the study evaluates the cost-benefit improvements associated with AI adoption. The findings reveal substantial efficiency gains, improved decision-making, and notable cost reductions, validating the proposed model's predictions. The study emphasizes the critical role of copula nodes in optimizing interactions between NI and AI, ensuring that their integration yields maximum economic benefits. By providing a novel framework for quantifying AI's economic impact within digitized firms, this research fills a significant gap in the literature on multilayer networks and intelligent systems. The practical implications are profound, offering a strategic pathway for firms to enhance profitability and competitiveness in the digital age.

The significance of digital sustainability in donation-based crowdfunding platforms lies in its ability to encourage environmentally aware and socially responsible practices in the sphere of online philanthropy. Fundraising has been revolutionized by the emergence of donation-based crowdfunding platforms. This study explores the various factors influencing individuals' attitudes towards these platforms, particularly focusing on perceived usefulness, ease of use, credibility, and self-efficacy. The study examines how these factors affect donation intentions and electronic word-of-mouth intentions, utilizing data from 326 college students. The findings confirm that perceived usefulness, ease of use, credibility, and self-efficacy play crucial roles in shaping attitudes. Furthermore, these attitudes significantly impact both donation intentions and electronic word-of-mouth intentions. Adjustments to the structural model highlight the interconnectedness of these factors, improving the model's accuracy. The results provide practical guidance for platform administrators, campaign creators, and stakeholders involved in online philanthropy, emphasizing the need for user-friendly designs, trust-building, and fostering user confidence for successful crowdfunding efforts.